4 tested picks · 2 with a free tier · Updated 2026-09-18
Best mint alternatives: Credit Karma — Mint's official successor for spending overview. Best fully free: Credit Karma. Compare all 4 below.
Mint's 2024 shutdown scattered millions of budgeters: Credit Karma inherited the brand, Empower absorbed the net-worth crowd, Monarch won the premium converts, and Copilot took the Apple-first users. Each covers a different Mint strength, so match the tool to what you actually used Mint for.
All listed options are tested picks with genuine free tiers where flagged, and paid placements — when they exist — are always labeled Sponsored and never buy a ranking position. Download your Mint archive first if you still can; transaction history imports cleanly into every option below.
| Tool | Price | Free tier | Best for | Rating |
|---|---|---|---|---|
| 💳Credit Karma | Free | Ex-Mint users wanting continuity | 4.1 / 5 | |
| 📈Empower | Free dashboard | Investors tracking total wealth | 4.5 / 5 | |
| 👑Monarch | From $9/mo | Power users replacing Mint fully | 4.4 / 5 | |
| 🍎Copilot Money | $95/yr | iPhone-first budgeters | 4.6 / 5 |
Sponsored rows are highlighted but ranked by the same editorial order — payment never buys position.
Mint's official successor for spending overview.
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Cons
Best for: Ex-Mint users wanting continuity · Price: Free
Free net-worth and investment tracking.
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Cons
Best for: Investors tracking total wealth · Price: Free dashboard
Premium Mint replacement with goals.
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Cons
Best for: Power users replacing Mint fully · Price: From $9/mo
Apple-first budget tracker, beautifully designed.
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Best for: iPhone-first budgeters · Price: $95/yr
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