Calculate home equity from value and mortgage balance — see equity dollars, percent and LTV.
Calculate home equity from value and mortgage balance — see equity dollars, percent and LTV.
Enter values above and click Calculate — results will appear here with the formula explained.
Equity is value minus owed. Percent is equity divided by value. LTV is opposite, loan divided by value — lenders use LTV for PMI and refinance.
Value is market estimate. Appraisal determines official for lending.
For YMYL decisions, verify with authoritative sources (CFPB, IRS, WHO, or a licensed professional) and run conservative vs optimistic scenarios. This tool is educational, not professional advice — it assumes constant inputs and excludes fees, taxes and variability that affect real outcomes.
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Home Equity Calculator computes calculate home equity from value and mortgage balance — see equity dollars, percent and ltv. Formula: Equity = value - balance. Example: With $450k value, $280k balance: equity $170k, 37.
Equity is value minus owed. Percent is equity divided by value. LTV is opposite, loan divided by value — lenders use LTV for PMI and refinance.
Value is market estimate. Appraisal determines official for lending.
For YMYL decisions, verify with authoritative sources (CFPB, IRS, WHO, or a licensed professional) and run conservative vs optimistic scenarios. This tool is educational, not professional advice — it assumes constant inputs and excludes fees, taxes and variability that affect real outcomes.
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With $450k value, $280k balance: equity $170k, 37.8%, LTV 62.2%.
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