Calculate NPV from cash flows and discount rate — see NPV, IRR approximation and profitability.
Calculate NPV from cash flows and discount rate — see NPV, IRR approximation and profitability.
Enter values above and click Calculate — results will appear here with the formula explained.
NPV discounts future cash flows to today. Positive NPV is profitable at that discount rate. IRR is rate where NPV zero.
Discount rate is cost of capital or hurdle rate. Higher rate lowers NPV.
For YMYL decisions, verify with authoritative sources (CFPB, IRS, WHO, or a licensed professional) and run conservative vs optimistic scenarios. This tool is educational, not professional advice — it assumes constant inputs and excludes fees, taxes and variability that affect real outcomes.
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Net Present Value Calculator computes calculate npv from cash flows and discount rate — see npv, irr approximation and profitability. Formula: NPV = -initial + Σ cf/(1+r)^t for t=1. Example: With $100k initial, $30k/year for 5y at 10%: NPV about $13,724, positive so profitable at 10%.
NPV discounts future cash flows to today. Positive NPV is profitable at that discount rate. IRR is rate where NPV zero.
Discount rate is cost of capital or hurdle rate. Higher rate lowers NPV.
For YMYL decisions, verify with authoritative sources (CFPB, IRS, WHO, or a licensed professional) and run conservative vs optimistic scenarios. This tool is educational, not professional advice — it assumes constant inputs and excludes fees, taxes and variability that affect real outcomes.
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With $100k initial, $30k/year for 5y at 10%: NPV about $13,724, positive so profitable at 10%.
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