Calculate cash advance cost from amount, fee and APR — see fee, interest and total cost vs regular purchase.
Calculate cash advance cost from amount, fee and APR — see fee, interest and total cost vs regular purchase.
Enter values above and click Calculate — results will appear here with the formula explained.
Cash advance fee is 3-5% upfront, plus APR 25-30% accrues daily from day one, no grace. Total is amount plus fee plus interest for days.
This is expensive — $1k advance for 30 days at 5% fee +28% APR costs $50+$23=$73, 7.3% for a month.
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Cash advance fee is 3-5% upfront, plus APR 25-30% accrues daily from day one, no grace. Total is amount plus fee plus interest for days. Formula: Fee = amount*fee%; Interest = amount*APR/365*days; Total = amount+fee+interest
Cash Advance Calculator computes calculate cash advance cost from amount, fee and apr — see fee, interest and total cost vs regular purchase. Formula: Fee = amount*fee%. Example: With $1k, 5% fee $50, 28% APR for 30 days: interest $23, total $1,073, cost 7.
Calculate cash advance cost from amount, fee and APR — see fee, interest and total cost vs regular purchase. Formula: Fee = amount*fee%; Interest = amount*APR/365*days; Total = amount+fee+interest
| Field | What to enter |
|---|---|
| Cash advance amount ($) | e.g. 1000 |
| Fee % (%) | e.g. 5 |
| APR (%) | e.g. 28 |
| Days until repaid | e.g. 30 |
All fields use the exact formulas shown below — results include step-by-step breakdowns you can verify by hand.
Cash advance fee is 3-5% upfront, plus APR 25-30% accrues daily from day one, no grace. Total is amount plus fee plus interest for days.
This is expensive — $1k advance for 30 days at 5% fee +28% APR costs $50+$23=$73, 7.3% for a month.
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With $1k, 5% fee $50, 28% APR for 30 days: interest $23, total $1,073, cost 7.3% for a month.
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