Startup Cost Calculator

Estimate startup costs: sum one-time and monthly costs to see total launch cost, runway and break-even months.

Startup Cost Calculator

Estimate startup costs: sum one-time and monthly costs to see total launch cost, runway and break-even months.

One-time costs($)

Monthly costs($)

Months to cover

Monthly revenue (after launch)($)

Enter values above and click Calculate — results will appear here with the formula explained.

Total = once + monthly*months; Burn = monthly - revenue (if revenue < monthly); Break-even months = once / (revenue - monthly)

How does this work?

Break-even after launch is one-time costs divided by monthly profit (revenue - monthly costs). If monthly profit is zero or negative, break-even is never without changes.

This sums one-time CapEx plus burn times months. Runway is capital divided by monthly burn. Break-even after launch is CapEx divided by monthly contribution margin. For YMYL business planning, add 20% contingency and use SCORE or SBA business plan template with local market validation, not just this estimate.

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Disclaimer: Results are estimates for informational purposes only and do not constitute professional financial advice. Consult a qualified professional for decisions. Figures exclude taxes, fees and individual circumstances.

What is Startup Cost?

Total launch cost is one-time purchases (equipment, legal, branding) plus monthly burn (rent, salaries, software) times months you want to fund before profitability. If revenue is below monthly costs, burn continues. Formula: Total = once + monthly*months; Burn = monthly - revenue (if revenue < monthly); Break-even months = once / (revenue - monthly)

Quick Answer

Startup Cost Calculator: Estimate startup costs: sum one-time and monthly costs to see total launch cost, runway and break-even months. Formula: Total = once + monthly*months. Example: With $25k one-time, $8k/mo costs for 6 months, total needed $73k.

What it does: Estimate startup costs: sum one-time and monthly costs to see total launch cost, runway and break-even months.
Formula: Total = once + monthly*months; Burn = monthly - revenue (if revenue < monthly); Break-even months = once / (revenue - monthly)
Inputs: One-time costs ($) · Monthly costs ($) · Months to cover · Monthly revenue (after launch) ($)
Example: With $25k one-time, $8k/mo costs for 6 months, total needed $73k.

Calculator Inputs at a Glance

Field	What to enter
One-time costs ($)	e.g. 25000
Monthly costs ($)	e.g. 8000
Months to cover	e.g. 6
Monthly revenue (after launch) ($)	e.g. 12000

All fields use the exact formulas shown below — results include step-by-step breakdowns you can verify by hand.

How to Use This Calculator

1Enter one-time costs, monthly recurring costs, months to fund, and expected monthly revenue after launch.
2Calculate to see total capital needed, monthly burn and break-even time.
3Reduce monthly costs or increase revenue to shorten break-even — one-time costs dominate short horizons.

Formula Used

Total = once + monthly*months; Burn = monthly - revenue (if revenue < monthly); Break-even months = once / (revenue - monthly)

Break-even after launch is one-time costs divided by monthly profit (revenue - monthly costs). If monthly profit is zero or negative, break-even is never without changes.

AdSense ready — add NEXT_PUBLIC_GOOGLE_ADSENSE_PUBLISHER_ID

728×90 — AdSense

Worked Example

With $25k one-time, $8k/mo costs for 6 months, total needed $73k. If revenue $12k/mo, monthly profit $4k, break-even on one-time costs in about 6.3 months after launch.

AdSense ready — add NEXT_PUBLIC_GOOGLE_ADSENSE_PUBLISHER_ID

728×90 — AdSense

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Frequently Asked Questions

QWhat counts as one-time?

Equipment, incorporation, initial inventory, website build, deposits — anything not recurring monthly.

QWhat is runway?

If revenue is zero pre-launch, runway is total capital divided by monthly costs — how many months you can operate.

QHow to estimate monthly costs?

Sum rent, salaries, insurance, software, marketing, accounting. Add 15% buffer for surprise costs.

What is Startup Cost?

Total = once + monthly*months; Burn = monthly - revenue (if revenue < monthly); Break-even months = once / (revenue - monthly)

Quick Answer

What it does: Estimate startup costs: sum one-time and monthly costs to see total launch cost, runway and break-even months.

Formula: Total = once + monthly*months; Burn = monthly - revenue (if revenue < monthly); Break-even months = once / (revenue - monthly)

Inputs: One-time costs ($) · Monthly costs ($) · Months to cover · Monthly revenue (after launch) ($)

Example: With $25k one-time, $8k/mo costs for 6 months, total needed $73k.

Field

What to enter

One-time costs ($)

e.g. 25000

Monthly costs ($)

e.g. 8000

Months to cover

e.g. 6

Monthly revenue (after launch) ($)

e.g. 12000

Formula Used

Total = once + monthly*months; Burn = monthly - revenue (if revenue < monthly); Break-even months = once / (revenue - monthly)

Break-even after launch is one-time costs divided by monthly profit (revenue - monthly costs). If monthly profit is zero or negative, break-even is never without changes.

Frequently Asked Questions

QWhat counts as one-time?

Equipment, incorporation, initial inventory, website build, deposits — anything not recurring monthly.

QWhat is runway?

If revenue is zero pre-launch, runway is total capital divided by monthly costs — how many months you can operate.

QHow to estimate monthly costs?

Sum rent, salaries, insurance, software, marketing, accounting. Add 15% buffer for surprise costs.