Calculate loan-to-value ratio from loan and value — see LTV %, down payment % and PMI need.
Calculate loan-to-value ratio from loan and value — see LTV %, down payment % and PMI need.
Enter values above and click Calculate — results will appear here with the formula explained.
LTV is loan divided by value. Down payment is 100 minus LTV. Above 80% LTV typically requires PMI.
Appraised value may differ from purchase price — lender uses lower of the two.
For YMYL, 80% LTV is key threshold for PMI removal and best rates.
Advertisement
AdSense ready — add NEXT_PUBLIC_GOOGLE_ADSENSE_PUBLISHER_ID
Loan to Value Ratio Calculator computes calculate loan-to-value ratio from loan and value — see ltv %, down payment % and pmi need. Formula: LTV = loan/value*100. Example: With $320k loan, $400k value: LTV 80%, down 20%, no PMI.
Advertisement
AdSense ready — add NEXT_PUBLIC_GOOGLE_ADSENSE_PUBLISHER_ID
With $320k loan, $400k value: LTV 80%, down 20%, no PMI. With $360k loan: LTV 90%, down 10%, PMI required.
Advertisement
AdSense ready — add NEXT_PUBLIC_GOOGLE_ADSENSE_PUBLISHER_ID